Annuities: Annuities were designed to be a reliable means of securing a steady cash flow for an individual during their retirement years and to alleviate fears of longevity risk or outliving one's assets. Annuities can be structured generally as either fixed or variable. Fixed annuities provide regular periodic payments to the annuitant. Variable annuities allow for the owner to receive greater future cash flows if investments of the annuity fund do well and smaller payments if its investments do poorly. This provides for a less stable cash flow than a fixed annuity, but allows the annuitant to reap the benefits of potentially strong returns from their fund's investments.

Buy-Sell Agreement: Legally binding agreement between co-owners of a business that governs the situation if a co-owner dies or is otherwise forced to leave the business, or chooses to leave the business. It may be thought of as a sort of premarital agreement between business partners/shareholders or is sometimes called a "business will". An insured buy–sell agreement (one in which a triggered buyout is funded with life insurance on the participating owners' lives) is often recommended to ensure that the buy–sell arrangement is well-funded and to guarantee that there will be money when the buy–sell event is triggered..

Executive Bonus Plan: This is a way for employers to "bonus" an employee by providing money to fund a permanent life insurance policy. The employee pays income tax on the bonus applied as premium. In future years, the employee can draw on the cash value of this policy through loans or withdrawals, and in the event of his or her death, the employee’s family receives the death benefit. Loans and withdrawals reduce the death benefit and cash value.

Key Man Insurance: In general, it can be described as an insurance policy taken out by a business to compensate that business for financial losses that would arise from the death or extended incapacity of an important member of the business.

Non-Qualified Deferred Compensation Plan: To overcome the limits of qualified retirement plans, many employers offer top executives this voluntary arrangement, under which each selected executive elects to defer a certain amount of future income (deferral can be salary or bonus). Upon retirement, you pay the executive his or her deferred compensation as additional retirement income.

Separately Managed Accounts (SMAs): Fully discretionary, professionally managed investment vehicles focused on particular investment strategies such as U.S. Equity, Fixed Income or Global Investing.

Split-Dollar Plans: Employers buy the full amount of permanent life insurance coverage needed, and the business pays the premiums. Your cost is the "economic benefit value" of the life insurance protection. The business is able to recover the greater of the premiums it pays or the policy’s cash value from the policy death benefit, upon the owner’s death.

Supplemental Executive Retirement Plan: A SERP provides the additional benefits desired by executives while they allow the employer to maintain control. By implementing a plan that imposes "golden handcuffs," (restrictions that can reduce or even cause the loss of benefits for executives if they leave your firm) you ensure a cost-effective method of rewarding and retaining talented management.

Unified Managed Accounts (UMAs): Fully discretionary, professionally managed private investment account that is rebalanced regularly and can encompass every investment vehicle (e.g. mutual funds, stocks, bonds and exchange traded funds) in an investor's portfolio, all in a single account. The Unified Managed Account is an evolution of the Separate Managed Account, which is similar in that it is a professionally managed account which is rebalanced often but only contains one type of investment instrument (such as mutual funds). If an investor wanted to have a well-diversified portfolio of stocks, bonds and mutual funds, he or she would need to open three separate accounts. The UMA removes the need to have more than one account and combines all of the assets into one account with a single registration.